Archive for March, 2009
How to Avoid Bankruptcy
Bankruptcy should be seen as a last resort for consumers as it can have a negative effect on the credit score for up to ten years after the initial file has been claimed. Did you know that there are many things that the consumer can do to avoid bankruptcy? This advice can be taken advantage [...]
Full StoryWant to Pay Mortgage Your Way, Use Offset Mortgage
There would hardly be anyone who doesn’t wish to have more control over the payments that they have to make for the mortgages. However, an offset mortgage has made this very easily possible, which is a form of flexible mortgage. If you get a flexible mortgage, you cannot only control your payments, but you can [...]
Full StoryBuildings and Contents Insurance
You know for a fact that applying for mortgages today are quite complicated and lengthy. Also, if it is your first time to enter into a loan, there will be jargons or words that might appear alien to you. This is the reason why most debtors hire mortgage brokers to help them process the loan [...]
Full StoryDuration of Buying to Let Mortgage
When you are preparing your Mortgage Profile, which specifies your information regarding the price of the house, attitude to risk, credit history and other factors, the cash flows are an important part of it and play a very important role in whether you are suitable for mortgage or not. These is because your monthly income, [...]
Full StorySelf Employed Mortgages
Before self certified mortgages were introduced, getting fund for home on a mortgage was very difficult for self employed people, freelancers, company directors and people on bonuses. The main problem involve with self employed people is, they shows their income less than they are actually earning for tax reasons. Since a bank generally lends 3.5 [...]
Full StoryA Musical Summer
As a UK music fan you must know about the Reading Festival and you may even have gone to some of them. The great thing about this festival is that it happens every year! Every year music fans get a chance to see their favourite groups performing right before their eyes. It’s one thing to [...]
Full Story